Landseer Properties of Pinehurst, Southern Pines, and the Sandhills
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Your Guide to Buying a Home


- with helpful links -




1. Figure out how much you can afford

 What you can afford depends on your income, credit rating, current monthly expenses, down-payment and the interest rate.

Home Economics

Home-buying programs in your state

 

2. Know your rights

Fair Housing: Equal Opportunity for All- brochure

Real Estate Settlement Procedures Act (RESPA)

Borrower's rights

Predatory lending


 

3. Shop for a loan

Looking for the best mortgage: shop, compare, negotiate - brochure

Let FHA help you

Learn about interest only loans

Avoid Predatory Lenders


 

4. Learn about home-buying programs

Home-buying programs in your state

Let FHA help you (FHA loan programs offer lower down-payments and are a good option for first-time homebuyers!)

HUD's special home-buying programs

  - Good Neighbor Next Door (formerly known as Teacher/Officer/Firefighter Next Door)

  - Homeownership for public housing residents

  - Indian Home Loan Guarantee Program (Section 184)

 

 

5. Shop for a home

Wish list - what features do you want?

Home-shopping checklist? – Take this list with you when comparing homes

Homes for sale

"Fixer-Uppers" - home purchase and repair programs

Build a Home


 

6. Make an offer

Making an offer

 

7. Get a home inspection

For Your Protection Get a Home Inspection

10 Questions to ask a home inspector

 

8. Shop for homeowners insurance

Homeowners insurance

12 ways to lower your home-owners insurance costs

 

9. Sign papers

 You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign!

Settlement Costs and Helpful Information





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125 Emerald Necklace Lane
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Pinehurst, North Carolina 28374


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The North Carolina Real Estate Commission requires that We Inform All Buyers and Sellers of 



the North Carolina Laws of Agency. 






Please follow the link below for the Agency Brochure. 



http://www.ncrec.gov/Brochures/WorkingwAgents.pdf





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​North Carolina Brokerage Firm - License Number C26805

​Landseer Properties © 2014-2024, all rights reserved.
​


​We Promote Fair Housing & Equal Opportunity.

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Some properties which appear for sale on this Web site may no longer be available because they are under contract, have been sold, or are no longer being offered for sale.  All data and/or search facilities on this site are for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that consumers may be interested in purchasing. Landseer Properties cannot guarantee the accuracy of the IDX/MLS data created by outside parties. Landseer Properties further assumes no responsibility for any misleading content or incorrectly listed information due to such negligence.  All ancillary information presented on this web-site is not guaranteed and should be independently verified by the users of this site. Landseer Properties makes no warranty, either expressed or implied, as to the accuracy of the data contained within or obtained from this web-site. 
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